Rent or Rent-to-Own: what's the difference?

It takes three steps. First, complete one simple application and create your profile with your location, budget, timeline and housing goals. Next, set up your credit profile so we can see where you stand. Then you’ll see homes that fit you, whether that’s renting,lease-to-ownor buying, and get clear next steps from a real person.

We never do a hard credit pull. When you apply, you’ll set up SmartCredit credit monitoring, which uses a soft pull to check all three bureaus without lowering your score. It lets you and your guide see your credit and work on raising it.

Everyone is encouraged to apply. Our program offers flexible criteria, and final eligibility will be personally reviewed and determined by a specialist.

You can rent a home now, move into alease-to-ownhome and work towards owning it, or buy a home if you’re ready for a mortgage. We help you see which paths fit your credit and goals today.

This is a specialized home purchase program, not a rental agreement, designed specifically for homes that are for sale. It offers expanded guidelines that bridge the gap to traditional homeownership, providing flexible pathways for buyers working towards full qualification as well as those who qualify today.

Once you apply, you will be matched with a licensed, dedicated loan officer who will evaluate your financial profile and guide you through every step of the purchase process.

During the process, your dedicated loan officer will work to secure your pre-approval much like a traditional FHA mortgage, requiring a down payment alongside standard closing costs. You then move into your home while working towards final mortgage readiness, after which you seamlessly assume the mortgage under your name.

You can rent,lease-to-own, or purchase a home directly if you're ready for a mortgage. Once you complete your application, you will be matched with a dedicated professional who will guide you to the path that best fits your credit, timeline, and goals.

It lets you move into your ideal home today while working towards becoming mortgage-ready. You can build your credit and establish eligibility right from your new home, securing your option to purchase without delaying your move.

You may still have options.Lease-to-ownhas expanded guidelines, and you’ll be matched with a professional who shows you what’s holding you back and helps you fix it, step by step. OurBoost My Scoretools can help too.

We will review your credit and goals to connect you with eligible homes and match you with a dedicated professional who will guide you to the right path for financing and down payment assistance. If you are not quite ready, they will map out the exact steps to get you there.

Start withBoost My Score. Tools like a credit-builder card, Experian Boost, and SmartCredit can help raise your score. Plus, you will be matched with a dedicated professional who will guide you step by step and show you exactly what to focus on.

Getting started is quick and effortless: completing the application takes less than 5 minutes. Once submitted, you will be matched with a dedicated professional within 24 hours to help guide your next steps. If you haven’t been matched within 24 hours, simplycontact usand we’ll connect you right away.

Creating your profile is free. Applying includes setting up SmartCredit credit monitoring, which is $24.99 a month. We suggest keeping it until you move into your new home; after that you can keep it or cancel. Seepricing.

Yes. Once you submit your application, you will be matched with a dedicated professional who will evaluate your unique situation, create a personalized action plan, and guide you through every step of the process until you are settled in your new home. Every step of the way, the My Rent Solution team is always there to support and help you.